Long term small business loans are business loans with terms greater than 2 years length of repayment. The main benefits of long term small business loans are the length of repayment, the ability to access more capital than shorter-term business loans, affordable monthly payments and to fund growth for the expansion of a small business or large long term projects.View the top business financing near Utah County, UT, and find out about vendor financing and small business loan rates. Business Lenders Listings. Bank of American Fork, Alpine Branch. 113 South Main Street, Alpine, UT 84004-1605. (801) 756-2921 571.57 mile.